Deep experience in the needs of large employers.
Benefits done better.
With more than 125 years of experience, access to a variety of service providers, Integrum Advisors takes a consultative approach and builds a custom solution to your enterprise’s benefits and insurance needs. We offer benefit strategy development, vendor and carrier negotiations, claims evaluation, and ongoing, dedicated account management.
Save Time.
By preparing your requests for proposals from the insurance carriers. With our dedicated RFP and Presentation Specialist, we gather, compile and submit your data to present your risk in the most favorable light. We provide you with executive summaries and comparison charts, so you don’t have to wade through mounds of paper to get to what’s important. Employees can contact us directly with questions and issues that arise.
Save Premium Dollars.
By explaining and recommending solutions that provide the most effective coverage and plan design to meet your objectives.
Educate Employees.
through customized benefits communication tools that help employees understand how their benefits work as well as how to help control costs. A combination of employee meetings, custom-printed material and web-based portals provide clear and consistent messages when you need to communicate changes to existing employees or provide orientation for new employees. Ultimately, your employees become our clients too.
Open enrollment success.
We provide you with a strategic timeline for your renewals and open enrollment goals. Proper planning and timely delivery of each task are essential for a successful open enrollment season.
Access deep resources.
If we don’t have answers, we know someone who will. Through our relationship to brokers nationwide through Benefit Advisors Network, we have access to countless resources and local understanding of your needs.
Stay Compliant.
Gain access to our comprehensive compliance education and compliance staff to protect your company.
“My Account Manager has provided me with excellent service to our firm and its employees. The Integrum team is always quick to respond to any issue that arises and does so with patience and professionalism. Because of their years of experience and extensive knowledge of employee benefit programs, they are able to ensure we offer employees affordable benefits, an easy renewal process, and remain compliant.”
- HR Director, Large Law Firm
A Strategic Benefit Planning Process
Utilizing our Blueprint process, we become an extension of your human resources staff. We develop and manage a comprehensive, long-term benefits strategy for you and your employees. We take extra care to fully understand where your company has been, where you are, and where you’re headed. Combining your knowledge of your business with our industry insight and expertise, we craft your ideal benefits strategy at the most competitive price. As our partnership matures, we will consistently and effectively communicate with you, providing the clarity to help you avoid hurdles that prevent you from achieving your goals.
We have a wide range of procedures and tools to help you establish an appropriate budget and stay within those parameters.
Manage Risk and Explore Alternative Options: Captive Insurance
Captive insurance is a risk-financing method or form of self-insurance involving the establishment of reinsurance programs to write insurance for predictable risks such as workers’ compensation or malpractice claims.
Advantages of Captive Insurance:
Provides reinsurance policies to cover claims
Helps minimize employers’ insurance costs and improve cash flow
Assists business owners in retaining underwriting profits and investment income
Develops customized insurance solutions and actively manages group captive insurance
Enhanced Benefits
With decades of voluntary benefits experience, we specialize in beginning-to-end voluntary strategy, implementation and service for our clients and their employees. Voluntary benefits include vision, dental, life insurance, critical illness coverage, and much more. Our mission is to deliver the voluntary benefits solutions that best serve our clients’ needs and goals.